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Shopify Fee Calculator

Estimate the Shopify fees on a single sale — payment processing, any third-party gateway transaction fee, and the net revenue Shopify actually pays out. Enter your product price, shipping, plan, and payment method.

Last Updated: June 2026

Reviewed for current Shopify Payments and third-party gateway rates.

Who this calculator helps

  • Shopify merchants comparing Shopify Payments vs a third-party gateway (PayPal, Stripe, Authorize.net).
  • Stores deciding whether to upgrade from Basic to Grow or Advanced based on payment-fee savings alone.
  • Sellers modeling international order cost when extra cross-border or currency fees apply.
  • DTC brands sanity-checking effective fee % on low-AOV vs high-AOV orders.
  • POD stores estimating the gap between sticker revenue and the net payout Shopify deposits.
Optional

Any extra fee your gateway or app charges on top, beyond Shopify's own fees.

Gross revenue

$55.00

Price + shipping

Total fees

$1.90

Processing $1.90

Net revenue

$53.11

After all fees

Effective fee %

3.45%

Net revenue is what Shopify pays out — it still includes your cost of goods, shipping cost, and ad spend. To see real profit, use the Shopify Profit Calculator. Rates shown are 2026 US online card rates; confirm your exact rates in Shopify admin.

All calculations are estimates based on average platform fees. Real profits may vary depending on category, ads, and shipping.

Free worksheet for your next step

Use this worksheet to plan pricing, fees, and store profitability.

  • WorksheetShopify

    Shopify Profit Worksheet

    Calculate true Shopify profit after product costs, shipping, payment processing, advertising, apps, and operating expenses.

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    Launch your first Shopify store with confidence using a step-by-step startup checklist.

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How to use this calculator

  1. Enter your numbers in each field above — the calculator updates instantly as you type, so there's nothing to submit.
  2. Use your real figures when you have them, or sensible estimates while you're planning. If a field doesn't apply, leave it at zero.
  3. Compare the results, then change one input at a time to see how each lever (price, cost, fees, volume) moves the outcome.

When to use this calculator

  • Before switching payment gateways — the 'cheaper' processor often loses to Shopify Payments once the 0.5–2.0% Shopify transaction fee is added.
  • When evaluating a Shopify plan upgrade — calculate fees at your current monthly volume on each plan.
  • Before publishing a high-ticket product to see the absolute-dollar fee instead of just a percentage.
  • When pricing low-AOV items ($5–$15) where the $0.30 flat fee silently eats 2–6% of each sale.
  • When auditing why net payout doesn't match Shopify's revenue report.

Formula

Gross = Price + Shipping · Processing (Shopify Payments) = Gross × Rate + $0.30 · Transaction Fee (third-party) = Gross × Plan % · Net = Gross − Total Fees · Effective Fee % = Total Fees ÷ Gross × 100

Worked example

$50 product, $5 shipping, Basic Shopify plan, Shopify Payments (2.9% + $0.30).

  1. Gross = 50 + 5 = $55.00
  2. Processing = 55 × 0.029 + 0.30 = $1.895
  3. Total fees = $1.90 (no third-party or extra fees)
  4. Net = 55 − 1.90 = $53.10
  5. Effective fee % = 1.90 ÷ 55 × 100 ≈ 3.45%

Answer: $53.10 net revenue · 3.45% effective fee

More worked examples

Low-ticket sticker: $4 price, $0.50 shipping, Basic plan, Shopify Payments.

  1. Gross = $4.50
  2. Processing = 4.50 × 0.029 + 0.30 = $0.43
  3. Effective fee = 0.43 ÷ 4.50 ≈ 9.6%

Answer: 9.6% effective fee — the flat $0.30 alone is 6.7% of the sale.

Third-party gateway: $100 product, $0 shipping, Basic plan, PayPal as the processor (Shopify transaction fee 2.0%, extra 0% modeled here).

  1. Gross = $100
  2. Shopify transaction = 100 × 0.02 = $2.00
  3. Total Shopify fees = $2.00 (PayPal's own ~3.49% + $0.49 is paid separately to PayPal)
  4. Effective fee from Shopify = 2.0%; total cost-of-payments ≈ 5.5%+ once PayPal is included

Answer: Shopify alone takes $2; the third-party processor adds its own ~$3.98 — total payment cost is meaningfully higher than Shopify Payments.

Advanced plan high-AOV: $500 product, $20 shipping, Advanced plan, Shopify Payments (2.5% + $0.30).

  1. Gross = $520
  2. Processing = 520 × 0.025 + 0.30 = $13.30
  3. Effective fee ≈ 2.56%

Answer: $13.30 fees · 2.56% effective — high-ticket sellers benefit most from the Advanced rate.

How it works

Shopify charges two kinds of fees on every online card sale. The first is payment processing — a percentage of the order total plus a $0.30 flat fee — and it applies whenever you use Shopify Payments. Higher plans (Grow, Advanced) lower the processing rate, but every plan keeps the $0.30 flat fee.

The second is the additional transaction fee, which only applies if you use a third-party payment gateway (like PayPal, Stripe, or Authorize.net) instead of Shopify Payments. That fee is 2.0% on Basic, 1.0% on Grow, and 0.5% on Advanced — and it stacks on top of whatever the third-party processor charges you separately.

For most stores, sticking with Shopify Payments avoids the extra transaction fee entirely, which is usually a bigger saving than moving up a plan tier. Net revenue here is what Shopify pays you — it doesn't yet subtract product cost, ad spend, or shipping cost, so it's not your profit.

Expert tips

  • On low-ticket products, push AOV with bundles or upsells — the flat $0.30 is the same on a $5 order as on a $50 one.
  • Use Shopify Payments unless you have a specific compliance or chargeback reason to use a third-party gateway. The waived transaction fee almost always beats marginal processor savings.
  • Calculate your monthly fee total on each plan tier — most merchants find Grow Shopify pays for itself somewhere between $30k–$50k monthly revenue.
  • Watch for additional fees Shopify doesn't show here: chargebacks ($15 each), Shop Pay Installments fees, and currency conversion costs on cross-border sales.
  • Net revenue is not profit — pair with the Shopify Profit Calculator to subtract COGS, shipping, and ads.

How to interpret your results

  • Dollar values are shown per sale, per order, or per item unless a result is explicitly labelled monthly, weekly, or daily.
  • Percentages (margin, ROI, conversion rate) are easier to compare across products and price points than raw dollars — use them when you benchmark.
  • A positive result means you're ahead after the costs and fees you entered. A negative result means the current numbers don't work — change a lever (raise price, cut a cost, lower ad spend) and recalculate.
  • Treat the output as a planning estimate, not a guarantee. Fees, taxes, and conversion rates shift over time — re-run the numbers whenever a key input changes.

Limitations

  • US online card rates only — in-person and international rates differ. Confirm your exact rates in Shopify admin.
  • Chargeback, dispute, and refund fees are not modeled.
  • Doesn't account for Shop Pay Installments, B2B/wholesale checkout, or marketplace channel fees.
  • Currency conversion fees on international orders are excluded.

Common mistakes

  • Confusing the additional transaction fee with payment processing — they only stack when you don't use Shopify Payments.
  • Forgetting the $0.30 flat fee on each transaction — it noticeably eats into low-priced orders.
  • Including the customer's shipping charge as profit — Shopify still takes processing on the full charged amount.
  • Treating net revenue as profit. You still need to subtract product cost, ads, and shipping cost.
  • Moving up a plan to save on fees without checking the break-even sales volume.

Related Guides

Go deeper with plain-English guides on the same topic.

FAQ

What fees does Shopify charge?
Shopify charges a monthly subscription fee for your plan, payment processing fees on every online card sale, and an additional transaction fee if you don't use Shopify Payments. App, theme, and domain fees can also apply.
Does Shopify charge transaction fees?
Shopify only charges its own additional transaction fee (2.0% / 1.0% / 0.5% by plan) when you use a third-party payment gateway. If you use Shopify Payments, that fee is waived — you only pay the standard processing rate.
What happens if I don't use Shopify Payments?
You'll pay your third-party gateway's processing fee plus Shopify's additional transaction fee on every sale. On Basic Shopify, that extra fee is 2.0% — usually more than any savings from a cheaper processor.
How do I calculate Shopify fees?
Take your gross revenue (product price + shipping charged), multiply by your processing rate, add the $0.30 flat fee, then add any third-party transaction fee. That total is what Shopify deducts before paying you out.
Are Shopify fees the same as my profit?
No. Shopify fees only cover the platform's cut. Your true profit also subtracts product cost, shipping cost, returns, ads, and any apps or subscriptions — see the Shopify Profit Calculator for that view.

Why trust this calculator?

This tool uses standard mathematical formulas and commonly accepted calculation methods, shown openly in the Formula section above so you can verify the math yourself. Results are estimates based on the information you enter and do not account for every individual circumstance. For important financial, tax, legal, medical, or business decisions, please double-check with a qualified professional before acting on the numbers.

Keep going

One calculator rarely tells the full story. Pair this one with a related tool below to pressure-test your numbers from a different angle, or browse Work & Money Calculators for more in the same category.

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